Grady Group of Texas

Keys to a Successful Retirement

A concern amongst many Americans is the possibility of running out of money in retirement. Thankfully, there are strategies to earn a reasonable rate of return** to ensure your money won’t run out. Furthermore, you can do this while also keeping your money safe from risk. These two things are, in our opinion, the keys to a successful retirement strategy.

financial advisor meeting with a senior couple to discuss retirement planning strategies

Safety First

You’ve worked hard to save up money for retirement. Now, you need to protect that money. There is no “one size fits all” option for retirement. Your strategy needs to be tailored to you and your situation. However, generally, focusing on safety above all else is generally advantageous if you ask us. With your current retirement strategy, how much of your money is invested (therefore at risk), and how much of it is being kept safe? what would happen to your money during a market crash? Rest assured, protecting your nest egg is possible.

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Reasonable Rate of Return**

Striving for safety doesn’t mean you have to give up the chance to earn a reasonable rate of return.** Some products, such as fixed indexed annuities (FIAs) can earn indexed interest at a reasonable rate** while still keeping your money safe. Don’t settle for just one or the other. Ensuring you’ll have enough money and won’t run out is also vital to a successful retirement.

Keep It Simple

Navigating your investments and retirement account options can be overwhelming, even if you know your stuff. But, it doesn’t have to be as complicated. If you work with us, we can help you make your retirement strategy more simple. You deserve to know how exactly your retirement strategy works and where your money is going. We’re here to help.

friends at cafe keys to a successful retirement

There are some questions you need to ask yourself.

What will happen to your retirement money in the event of a stock market drop? Now that retirement is approaching, you likely won’t have time on your side if the market drops again. You’re going to need that money soon, so safety should be your top priority. If you ask us, protection is key. Reach out to us to learn more. You could attend one of our educational seminar events, or give us a call to schedule a one-on-one meeting. We can present you with more information so you’ll be able to make educated decisions regarding your retirement future.